It’s not a loophole. It’s depreciation: the wear and tear on the building and everything in it. Research suggests 7 in 10 investors don’t claim all of what’s available to them which could mean thousands to tens of thousands.
Loan interest, council rates, management fees, insurance: your accountant picks those up from your statements without breaking a sweat. But the biggest asset in the whole arrangement, the building and everything in it, wears out a little more every year. The ATO lets you claim that wear as a deduction.
The catch: there’s no invoice for it. Nothing arrives in the mail. To claim it, you need a tax depreciation schedule that itemises what the building and its assets are worth and how they decline. No schedule, no claim. And most investors have simply never been told.
| Without a schedule | With a TDA schedule | |
|---|---|---|
| First-year deductions | $0 claimed | $5,000 to $10,000+ indicative* |
| Building wear and tear | ✗ Unclaimed | ✓ Claimed yearly |
| Fixtures and fittings | ✗ Unclaimed | ✓ Where eligible |
| Past renovations (even a previous owner's) | ✗ Invisible | ✓ Identified |
| Missed prior years | ✗ Left behind | ✓ Accountant may amend |
| Cost to you | $0 | From $450 + GST, tax deductible, 2x our fee in deductions guaranteed |
*Indicative only. Deductions vary with the property, its age, construction and your circumstances. Some investors find more, some less. Talk to your accountant about your situation.
Fixed fee confirmed before you commit
Every property is different, so anyone promising a number before looking at yours is guessing. Here’s how three common situations play out:
The strongest position. Both the building & its fixtures are claimable from day one, and deductions are at their highest in the early years.
[Indicative first-year range pending Daniel or Theo sign-off]
The honest answer: sometimes the numbers are modest. If they are, we tell you before you pay, and the guarantee protects you either way.
Covered by the guarantee ↓
Renovations after September 1987 can be claimable, even work done by a previous owner that you know nothing about. Our job is finding it.
[Indicative range pending Daniel or Theo sign-off]
If we can’t deliver at least double our fee in deductions in the first full financial year, there will be no charge for our service.
In plain terms: the report finds at least twice what it costs, in the first year alone, or you don’t pay for it. If you’ve been wondering whether it’s worth it for your property, that question is now our problem, not yours.
The guarantee applies to every schedule we prepare
Your accountant isn’t allowed to estimate what your building cost to construct. Where those costs are unknown, the ATO accepts estimates from one profession: quantity surveyors (Tax Ruling 97/25). That’s us.
Prepared by Certified Quantity Surveyors, and our directors are Registered Tax Agents. Report built by people who understand the
3 to 5 business days from engagement, so it’s in your accountant’s hands before your return is lodged.
From $450 + GST, the fee is tax deductible, and the guarantee means it finds at least double its cost or you don’t pay.
REVIEWS MUST BE REAL AND VERBATIM. SWAP THIS ROW FOR YOUR GOOGLE REVIEWS WIDGET IF PREFERRED.
Address and a few details. We confirm what it’s likely to claim and give you a fixed fee before you commit to anything.
Our experts assess the property and track down every deduction it’s entitled to, including renovations done before you owned it.
You both get the full report. They apply it at tax time, this year and every year after. Set and forget.
Often, yes. Buildings constructed after 15 September 1987 generally qualify for capital works deductions, and renovations after that date can be claimable even on older properties, including work by previous owners. That’s exactly what we confirm before you pay anything.
It restricts one part of the claim (second-hand plant and equipment), not the whole thing. The building itself is usually the bigger deduction and is unaffected. We tell you upfront what your property can and can’t claim.
Depreciation is unchanged. The 2026 reforms affect how losses are treated for some established properties bought after 12 May 2026; they don’t touch depreciation deductions themselves. Talk to your accountant about how the loss rules apply to you.
Then you don’t pay. If we can’t deliver at least double our fee in deductions in the first full financial year, there will be no charge for our service.
Where construction costs are unknown, the ATO accepts estimates from quantity surveyors, not accountants or valuers (Tax Ruling 97/25). Your accountant applies the schedule; we’re the ones qualified to build it.
No. The schedule covers the years ahead, and your accountant may be able to amend prior returns to recover deductions you’ve already missed.
TDA prepares depreciation schedules. We don’t provide tax, financial or investment advice. Deductions depend on your property and circumstances. Talk to your accountant about how a schedule applies to you.
Get the quote, see the number, then decide. If the deductions don’t stack up for your property, we’ll tell you before you spend a cent.
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